Financial Solutions 1.3

Dana Devoe ❘ Freeware ❘
iOS

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Financial Solutions by Devoe Technologies, LLC offers a comprehensive tool designed for financial calculations based on the Time Value of Money principles. The application incorporates 11 essential equations that cover a wide range of common financial scenarios, including future value calculations, regular deposits and withdrawals, loan amortization parameters, and interest rate conversions.

The interface facilitates straightforward data input, enabling users to perform precise calculations tailored to their needs. For example, when estimating monthly payments for a car purchase priced at $19,000, users can utilize the Regular Payment equation. Inputting the relevant data—an interest rate of 5%, 12 payments per year, over a span of 5 years—yields a monthly payment estimate of approximately $358.55.

Furthermore, the application proves useful for planning future savings. Consider a scenario where you and your partner aim to accumulate $60,000 for your child's education over 18 years. By applying the Regular Deposits equation and entering an assumed future value of $60,000, a nominal interest rate of 1.5%, monthly deposits over 18 years amounting to approximately $242.13 can be calculated to meet your goal.

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